Believe it or not, the answer is sometimes "yes". There is a federal law called ERISA (the Employee Retirement Income Security Act of 1974) that may require you to reimburse your own insurance company or your employer's health plan using any money that you recover in your personal injury case. It is also important that you review with your attorney the terms of your own insurance policy to see if you're required to repay any of these costs.
David Todd
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Austin TX Family Law, Personal Injury and Eminent Domain Attorney