I was in a serious car accident injury recently and am unable to work indefinitely. I do not know if what my insurance company is offering me will be enough for me to live on during my recovery. What should I expect to receive in a settlement?

Your insurance adjuster should consider the following when evaluating your injury claim: medical care and related expenses; income lost because of your inability to work after the accident, because of time spent unable to work or undergoing treatment for injuries; permanent physical disability or disfigurement; loss of family, social, and educational experiences; emotional damages, such as stress, embarrassment, depression, or strains on family relationships -- for example, the inability to take care of children; and damaged property. If you believe that your insurance company is not fairly evaluating all of these factors in its offer to you, or if you are not sure, contact a lawyer.

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