An IME is an independent medical exam and after an accident such as a car wreck or an injury on the job you may be required by an insurance company to undergo an independent medical exam before you are paid compensation through insurance claims in Texas.
When paying out money for insurance claims, independent medical exams are used to confirm the validity of the injury and to prevent insurance fraud. These exams are usually performed by a doctor or healthcare professional chosen by the insurance company but sometimes are disputed in court.
If you do not wish to submit to an independent medical exam you may have to show proof that doing so would cause you undue burden such as travel costs or time away from work. Otherwise, if it is listed in your insurance policy that independent medical exams are required for insurance claims in Texas you will have to attend.
An independent medical exam can also be required in other cases such as child custody situations to determine if a parent or guardian is mentally and physically stable. If the results of your exam are inconclusive you may be required to submit to more that one exam at the cost of the insurance company.
If you were injured in an accident and an insurance adjuster is discussing independent medical exams you should seek help from an Austin accident lawyer experienced with insurance claims in Texas to evaluate your insurance policy and the details of your accident. It is important to seek legal support before agreeing to any type of settlement or examination.
Consult an Experienced Austin Car Accident LawyerBefore you take the important step of hiring a lawyer, educate yourself about what you can expect from a Texas personal injury claim after your accident in Austin, Texas. Order this free guide for Texas accident victims and learn:
- What to ask a lawyer before hiring them to take your case.
- The most common reasons a Texas personal injury claim will fail.
- What you can do to protect your injury claim.
Not every accident case requires the help of a car accident attorney. We can help you to determine whether yours is one of those cases! If you are ready to get started with your case, we urge you to contact us today for a FREE case evaluation – (512) 472-7799.