If you've recovered any money after filing a personal injury claim after your accident in Austin, Texas, you may have to reimburse your insurance company or employer health plan provider for medical bills they covered. Your Austin car accident attorney will look over the fine print of your insurance policy to see if this applies to your case.

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that may require you to pay back any bills that your insurance company or health plan provider covered for injuries you sustained in your accident in Austin, Texas.

The right that your insurance company has to recover costs from your settlement or verdict is known as "subrogation." While subrogation may seem counter-intuitive at first glance, it actually helps ensure fair payments for all involved in a personal injury case.

If you've been injured in an accident in Austin, Texas and file a claim with your insurance company, and they pay for medical expenses, they may be able to seek reimbursement.

The ERISA and subrogation are complex areas of the law, and include detailed clauses and procedures. It's best to talk about your case with an experienced Austin car accident attorney who will know just how to look for subrogation legal clauses in your particular case.

As quickly as possible after your accident, talk about your car accident claim with an attorney, who can go over all the facts surrounding your claim, including your insurance company's subrogation policies.

Consult an Experienced Austin Car Accident Lawyer

Before you take the important step of hiring a lawyer, educate yourself about what you can expect from a Texas personal injury claim after your accident in Austin, Texas. Order this free guide for Texas accident victims and learn:  
  • What to ask a lawyer before hiring them to take your case.
  • The most common reasons a Texas personal injury claim will fail.
  • What you can do to protect your injury claim. 

Not every accident case requires the help of a car accident attorney. We can help you to determine whether yours is one of those cases! If you are ready to get started with your case, we urge you to contact us today for a FREE case evaluation – (512) 472-7799.

David Todd
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Austin TX Family Law, Personal Injury and Eminent Domain Attorney